Free Tool
Creator Fee Calculator
See exactly how much Gumroad, Lemon Squeezy, and Patreon take from your sales — and how much more you'd keep with a 0% crypto paywall. Verified fee data, updated April 2026.
With Monerixa
0% COMMISSIONYou keep / year
$29,995
One-time creation fee $0.50–$5 per product (paid once at upload, not per sale)
What you'd lose on other platforms
Gumroad
10% + $0.50/sale
Gross revenue
$2,500
Platform takes
−$300
(12.0% effective)
You keep / month
$2,200
Annual loss vs Monerixa
−$3,595
Lemon Squeezy
5% + $0.50/sale
Gross revenue
$2,500
Platform takes
−$175
(7.0% effective)
You keep / month
$2,325
Annual loss vs Monerixa
−$2,095
Patreon
5–12% + Stripe 2.9% + $0.30
Gross revenue
$2,500
Platform takes
−$303
(12.1% effective)
You keep / month
$2,198
Annual loss vs Monerixa
−$3,625
Switching from Gumroad saves you
Fees verified April 2026. Gumroad: 10% + $0.50/sale (MoR, all-in). Lemon Squeezy: 5% + $0.50/sale (MoR, all-in). Patreon: 5–12% (shown at 8% midpoint) plus Stripe 2.9% + $0.30/sale — charged separately per Patreon pricing FAQ. Monerixa: 0% commission; first 15 sales/month free (75 credits included); $1 per 200 additional sales ($0.005/sale); one-time creation fee $0.50–$5 per product.
* Fees may vary. Verify current rates on each platform before making a decision.
How to Read Your Results
Gross
Your total revenue before any fees. Price × monthly sales.
Fees
What each platform takes. The effective percentage shown includes all charges — platform fee plus processing where applicable.
You Keep
What actually lands in your account (or wallet) after all fees. This is the number that matters.
Patreon includes Stripe's 2.9% + $0.30/sale processing fee separately — per Patreon's pricing FAQ, this is charged on top of their platform fee. Gumroad and Lemon Squeezy are Merchants of Record: their quoted fee is all-in, Stripe absorbed.
Real Creator Examples
The same math, applied to three real creator types with Web3 audiences.
Notion Template Creator
$29 templates · 80 sales/month
Gross: $2,320/mo
Gumroad keeps
−$272
You net $2,048/mo
Monerixa keeps
−$0.33
15 free + 65 × $0.005
You net $2,320/mo
Annual savings
$3,260
staying with you
DeFi Discord Community
$45 entry fee · 40 new members/month
Gross: $1,800/mo
Gumroad keeps
−$200
You net $1,600/mo
Monerixa keeps
−$0.13
15 free + 25 × $0.005
You net $1,800/mo
Annual savings
$2,399
staying with you
Developer Selling Scripts
$75 automation tools · 25 sales/month
Gross: $1,875/mo
Gumroad keeps
−$200
You net $1,675/mo
Monerixa keeps
−$0.05
15 free + 10 × $0.005
You net $1,875/mo
Annual savings
$2,399
staying with you
Frequently Asked Questions
How much does Gumroad take per sale?
Gumroad charges 10% of the sale price plus a $0.50 flat fee per transaction. On a $25 sale: Gumroad takes $3.00, you receive $22.00. On a $10 sale: Gumroad takes $1.50 (15%), you receive $8.50.
Is Gumroad's fee negotiable?
No. The 10% + $0.50 fee applies to all creators regardless of sales volume or history. There are no volume tiers or negotiated rates on Gumroad.
Does Lemon Squeezy have lower fees than Gumroad?
Yes. Lemon Squeezy charges 5% + $0.50 per sale — half Gumroad's percentage. Both are fiat-only and require a bank account. On $1,000/month in sales, Lemon Squeezy saves you ~$50/month vs Gumroad.
What is the cheapest platform to sell digital products in 2026?
For fiat sales at high volume: Sellfy's $29/month flat plan (0% per-transaction fee) once you exceed ~$300/month. For crypto-native audiences: Monerixa at 0% commission is the cheapest option, period.
How do I avoid Gumroad fees?
Two options: (1) Switch to a lower-fee fiat platform like Lemon Squeezy (5%) or Sellfy (0% on paid plans). (2) If your audience uses crypto, use a crypto paywall like Monerixa at 0% commission. Many creators run both simultaneously.
Why does Patreon show higher fees than its stated percentage?
Patreon's platform fee (5–12% depending on plan) is listed separately from payment processing. Their pricing FAQ explicitly states that Stripe's 2.9% + $0.30/transaction is charged on top. This calculator shows the all-in cost.
Ready to keep 100% of your sales?
Create a wallet-gated paywall in under 2 minutes. Upload a file, set a USDC price, get paid instantly — 0% platform fee. First 15 sales free.